Saving Big on My College Education

Saving big on college degree

College is expensive.

Most people know that but it bears repeating due to the constant horror stories about student loans, underemployment, parents getting their paychecks seized for parent plus loans and so forth.

I always knew college was going to be a huge financial burden for me. Mainly because I fell into the turmoil many middle-class families with college-bound kids experience. I was too poor for college but too rich for FAFSA. They paid for a fraction of what my college education cost.

Back track to spring of 2010 when I was 15 years old and a high school sophomore. While in web design class one day, my teacher presented the class with brochures about the early college start (ESC) program the high school had in partnership with Austin Community College.

The program let students who have completed sophomore year/declared a junior, take two college classes per semester free of charge. The student just had to pay for the class textbooks and any necessary supplies.

FREE college classes? Heck yes.

I signed up for the info session, took the ASSET test, and signed up for two college classes to begin at the start of the summer after completing sophomore year. Determined to save as much as possible, I keep signing up semester after semester. By the time I graduated high school, I had accumulated 44 college credit hours and had completed most of my basic required courses.

Since graduating with my bachelor’s degree in December 2014, I’ve been wondering how much I saved by doing so many free college classes while in high school.

If I had gone to community college for 1.5 years after high school:

I say 1.5 years instead of the usual 2 years because I completed 44 ECS hours rather than the 60 that would be common with doing 2 years full time.

Cost for one credit hour course with ACC was about $83 in 2012 (when I graduated high school). Considering the cost, this is how much I saved:

  • $83 x 44 credit hours=$3,642
  • $30 for three semesters of parking permit

So I saved $3,672 dollars in tuition by taking 44 credit hours while in high school rather than waiting to take them at community college after I graduated high school. The amount does not include textbooks and any class supply fees as I still had to pay those even when I was in early college start.

If I had gone to a university state college for 1.5 years after high school:

After I graduated from high school with the early college start credits, I enrolled at Texas State University. I went to a university straight out of high school because as I had mentioned before, most of my basic requirement classes (classes you usually take at CC) were already completed and to stay on track to graduate, I needed to go to university right away to begin taking upper level courses that went towards my major.

Cost for one credit hour with Texas State University was about $300 in 2012. Considering the cost, this is how much I saved by taking the ECS classes instead of spending the additional 1.5 years at university:

  • $300 x 44 credit hours=$13,200

Room & Board costs:

  • Dorm room: $7,200 for three semesters in a traditional dorm room at Texas State
  • Meal Plan: $3,600 for three semesters of the 250 meals per semester meal plan at Texas State.
  • Cost of required green resident parking permit: $285–$105 of commuter permit I bought=$180

$24,180, that’s what I saved by taking 44 ECS credit hours in high school versus not doing ECS and spending the extra 1.5 years at university.

 

Wow. The community college number is a good chunk of change but the university one is a BIG chunk of change I saved. It makes me think about all of the high school students who, despite knowing how crazy expensive college is, still decide to go straight to university after high school instead of doing two years at a community college.

If students stayed at home and did community college, instead of heading off to university, they could save a lot of money. So why aren’t more students doing this?

There’s a stigma.

Community college is seen as something less than ideal and not able to provide “the full college experience”. I experienced backlash myself for deciding to do early college start. While in high school, so many of my fellow students (and even some teachers!) would say that I should how I should just focus on full time on getting a “well rounded” high school experience to look good on college applications and get into university.

Students would turn up their nose and say that I was studying too much and “not enjoying my teen years” while in high school (never mind the fact that I was president of my theatre troupe, part of student council, several clubs, and held a part-time job in addition to my seven high school classes and two college classes).

Most of all, their was a badge of honor people got to wear when they told people they had gotten accepted and were going to attend a university. There was excitement and celebration when finding out you got into university. The students that chose the community college route were often dismissed with a simple “Oh, that’s good”.

I didn’t mind.

I graduated college in December 2014, with a bachelor’s degree in Public Relations-Mass Communication, having completed my degree in just 2.5 years at the age of 20 years old.

I still have a good amount of student loans to pay off but not as much as what I hear a lot of other people have. I’m glad of my choices.

What did you do to manage student debt while in college? How much did you graduate with and how are you managing it? Let me know!

Image credit: Unsplash (Joshua Earle)

College Graduation Day: Part 1

43e39040 (1)Well, it’s here: the day I graduate college. A mixture of emotions are running through me right now. The most obvious one is happiness…or is it nervousness? I’m not too sure. The thing I know is that I’ve done a lot to get here. Story Time I grew up in an oh so small town of 8,100 people. As you can probably imagine, there wasn’t much to do there. I made it my mission to get out of the town and pursue great things in a (much) bigger city. So I set out to do just that. My high school had a partnership with a nearby community college that allowed high school juniors and seniors the ability to take college classes for FREE (all you had to pay for was the class textbooks). I thought, “This is my chance! I can start on college early, finish early, and get out into the real world sooner!”. At age 15, I signed up for my first set of college classes. The early college start agreement allowed students to take up to two classes per semester for free. I made sure to take advantage of this opportunity. I signed up for two college classes almost every semester of high school in addition to my AP high school classes. I had a goal of finishing college early and starting my career in the real world (who wouldn’t want to live their own live and have their own place, amiright?). Although I was happy to be pursuing my goal, there were challenges. You would expect the challenge to be a high schooler struggling with college level work. This was one of my challenges but not the biggest one. My biggest challenge at the time was that I was at a disconnect with people my age.  Several of my friends and other people I interacted with wanted to play video games, watch Netflix, go to Starbucks, and the ever popular “hanging out”. Hanging out was the big one. People would see me doing work and go: “Colin, you need to chill out and relax! Just hang out!” Ugh. I hated it when people said that. Don’t get me wrong, I hung out with people and had fun but that seemed to be all that they wanted to do. Every so often I would check myself to see what goals I was working towards and what I had accomplished so far. Several of the people around me in high school weren’t the same way. “Man, I’m just trying to graduate, lol” “I’m relaxing and living in the moment!” Some people even got frustrated with me because they said I was “too motivated”. Long story short (even though you read already, haha) is that I had goals and was looked at as some weird person who (because I didn’t “hang out and relax” most of the time) didn’t know how to have fun. To people reading this, I want you to know something: If you have a goal, protect it. Work towards it and don’t let people bring you down. Whether you’re starting a business, starting freelancing, doing a blog, learning a new skill, or just trying to plan the type of life you want to live, it’s going to take time and investment. Your gut and intuition will tell you if you’re doing the right thing. I don’t advocate for being a workaholic but also don’t give in to never ending requests to have a night out, hang out, chill, and so forth. Just as importantly, when life happens, figure out a way to move forward.

Last day of college!
With Paige Vaughn on my last day of college!

There were tons of obstacles that stood in the way of me graduating college early (money, remedial classes, family obligations, personal health, mode of transportation, scheduling, etc. etc. etc.). Regardless of the obstacles, I did it. I’m graduating college today with my 4 year Bachelor of Science (BS) degree in Mass Communications-Public Relations in only 2.5 years…at the age of 20. I’m freaking proud to say that I did that. Good luck to everyone, whether you’re graduating college and planning your life or if your deciding on a new direction in your life. I wish the best. Part 2 will be filled with graduation images (right now I’m just sitting in the campus library…waiting two hours before check-in starts). I leave you with this J.K Rowling quote. Although she is talking about writing, it can apply to a lot of things. If you have a passion project, are learning new skills, or whatever, keep this in mind. To excelsior and silver linings! 4a8b505cd84f1d0bcd7db17f17b2a584

Movies for the Recent College Graduate

Do you ever just sit around on a certain day and think “Wow, the real world really sucks sometimes.” You followed all of the steps: went to college, got good grades, put up with less than ideal situations (crappy roomate, anyone?) and graduated college with your bachelor’s degree. It’s a time of celebration yet everyone (including your parents and the waiter that serves you food) is asking what you’re going to do now. A quick dialogue always runs through whenever a college graduation happens.

Society: “Do what you want.”

Society: “No, not that.”

A bit unnerving. Fortunately, there are things like Netflix, Hulu, Amazon and Redbox that can help you dive into a life of sweet media consumption (and procrastination). A lot of movies have fluff and give a stereotypical or unrealistic nature to them. No fear though, there are films out there that provide a good laugh and are insightful too. Look to the list below to see a list of films with characters practicing questionable antics, themes of growing up and the ever concerning question of “What now?”

Young Adult

This film is a fun take on the typical coming-of-age genre. It’s written by Diablo Cody (screenwriter for Juno). The film revolves around Mavis (Charlize Theron) who is a bitter, divorced 37-year-old ghost writer for a series of young adult novels. She’s had success all these years: being the popular girl in high school, moving to a great big city, being a successful writer. Things come crashing down when her book series is about to be cancelled due to low sales. She has one book left to finish but can’t find any inspiration to do it.

Considering she was the popular girl in high school, you know how this story might go. She gets a picture sent to her of from her old high school boyfriend who is married and now has a baby. To her, it’s a sign that they were meant to be together. She’s a little on edge and has nothing to lose so she drives out to her home town to relive some tender memories.

Young Adult is suprising in that it’s not the typical soapy, cliche inspirational film (if you want that, go look up The Breakfast Club or She’s All That). It displays a woman who had early success and is now crumbling. She had a successful book series and living in a great city but it still wasn’t enough for her. Her small-town former friends seem a lot happier with their simple lives.

Case in point? Success can be defined in a number of ways. Moving to a big city (like New York City) isn’t always the best thing. People change and move apart. The glam life of others isn’t always the answer. Appreciate the ordinary and find inspiration in the little things. Mavis is a combination of the over the top person you hate along with the bitter person inside yourself. Entertaining film with some interesting takeaways.

Ira and Abby

ira Ira is procrastinator extraordinaire. He’s been working on his PhD in Psychology for forever. Wait? A PhD in Psychology? He can’t even figure is own life out. He types away on his computer with mindless details. With a bitter view of people and the world, he doesn’t have much hope in the societal norms of getting a well paying job and starting a family.

Abby is a free spirit who loves everyone. She’s the type of girl who reminds you of that person you meet at orientation or camp who is overly happy and takes a bunch of pictures. Anyways…

Ira joins a gym that Abby works at. They hit it off, go through the typical relationship woes and start to question the society norms when it comes to relationships and life in general.

***

The films above can provide some much needed cinematic take on the topic of the real world and transitioning into a new stage of life. If not, Office Space is always available to watch…

Blowing Smoke

de9uL9L7RSmzV4SAoAO5_Lauren and Winona Under a pass-1I’m glad most people that read and liked the various articles about me living in my car won’t see this post. This entry is a bit of a turn from the vibe that those car-dwelling articles were about.

Blowing smoke

Ever heard that phrase? Apparently it’s a common phrase yet I had never heard it until recently. There is this version of the phrase that I just put up and there is also a slightly extended version. Both mean similar things. The expression of people giving you compliments and saying they will do something…and then never do.

When the article came out, a handful of people talked about how my story was inspiring, humble, and so forth. I didn’t really understand it considering I just lived in my car to get through college, but nonetheless I went along with it. I knew things were going to die down soon enough. Many people I talked with mentioned that they would try to help me get set up with jobs and careers. They said I could reach out if I ever needed help.

Well, I’ve experienced my fair share of people blowing smoke lately. I was told about a likely job offer only for it to never happen. Then a handful of people got in contact with me and talked about introducing me to potential job leads…only for it to never happen.

I didn’t realize what I was doing wrong at first. I had told the people I was talking with about the types of careers I wanted, the skills I had, and that I was open to moving anywhere in the country for a career I wanted. Things seemed good at first. I was talking with a few people, they were sending information and so forth. The fan fare died down, however, and things have hit a (sort of) brick wall.

I’m no closer to knowing what my future career entails than before the article was released. It wasn’t my intention when writing the article to have it boost my career in any way. It’s just that when I started getting in contact with working professionals saying they wanted to help me, I thought “Hey, maybe a potential lead could come out of this.”

This was far from the reality.

I thought working hard, living in my car freshman year, and taking a full load of classes would get me prepared for the job hunt.

I thought having good grades, a handful of internships, and student involvement would help me secure a job for after graduation.

I thought, I thought, I thought…

I graduate college in 6.5 weeks and I have no idea what comes afterward. This is a weird feeling since my schedule is packed right now. I’m taking 15 credit hours, working a part-time job at a public relations firm, running an organization, and writing my first novel. However, once December hits, most of these things (except for the novel) will go away and I will have an open schedule.

Slightly (okay, very) frightening to say the least.

I always laughed at Lena Dunham’s character in Tiny Furniture. Now I feel like I might become the character.

I’ve always dreamed of moving somewhere else after college (either Chicago, NYC, or Seattle). Lately, I’ve been toying with the idea of going to Chicago for the improv scene. Pretty foolish, right?

On top of all of the lost leads, I haven’t had much time to devote to my novel. It’s my first novel and I’m writing it right now, something I’m proud to be doing, yet I don’t have near the amount of the desired time to do it. It sucks having to put a passion project on the back burner for things like writing papers and studying for tests. Whenever I’m not doing that I’m working my job, whenever I’m not doing that, I’m running an organization. I clock in only a few hours a week toward my novel.

It is the one thing that I can look forward to after graduation…yet I don’t even have the desired amount of time to devote to it. I hate it.

Not exactly how I planned my last semester of college going. Originally I wasn’t going to have the internship at the public relations firm this fall. Not having it would have freed up a lot of time to job search. I socked away money in my savings account and had a good enough financial aid package to get through the semester without working too much. Well, my place of work extended an offer for me to continue the internship through the fall. I wanted to say no but my bank account told me to say yes.

Anyways, what I’ve learned the past few weeks as my college graduation nears is that nothing is guaranteed. People will tell you things then won’t do it. Opportunities will arise, then they will disappear. The only way to get through is to keep moving forward (thanks Walt Disney).

I monitor my time more closely now and put any free time I have toward finishing my novel. I don’t exactly know the type of job I will have but I know the person I want to become.

Last fall I promised one of my teachers, Mr. Zmikly, that I was going to be a speaker at our college’s Mass Communication Week. I even set a date for it, October 19, 2015. This date is starting to make me nervous considering the thought I have of me working in a crappy low pay job and not really seeming all that qualified to be a speaker.

There is something keeping me from believing this. It’s like there are two people in my head: one thinking I’m going to be an unemployed bum and the other thinking “hey, even though this will be freaking tough, I can get through it and come out on top.”

A big thing I learned at my college’s Mass Communication Week last week was simple:

Make things. Get stuff done.

Trei Brundrett of Vox Media said this during a panel. I freaking loved it. Constantly I’m being instructed to have a perfect resume, thoughtful cover letter, 3-5 internships, good GPA, and have a know-how of many different skills. Several of my teachers and the career advisors have jammed this into my (as well as other students) heads.

Thinking of all of this can get overwhelming and leave a person forgetting to do an activity that matters: make things. 

So, even with the lost leads, disappointments, and rejections, I’m going to keep moving forward and keep making things. The “thing” right now include finishing my novel. There is a mass communication job fair tomorrow. Things will move forward, I just have to take the first step.

As Kenan & Kel (mainly Kel) would say, “Aw, here it goes!”

 image credit

Young Adult Novels Adhere to the Unconventional

Young adult novels…they’ve seem to have gotten repetitive. Fascinating worlds and wonderful tales fill them but many of the main characters across the book have a common shared theme:  they’re socially awkward hipsters who take off beaten paths.

youngadult

I’m not saying that all young adult books are like this. There are several books to choose from that do not take this well-worn path: The Hunger Games, Maze Runner, Divergent. It is worth pointing out why many young adult books are diving in this theme of embracing the unconventional individual. Several young adult books with nerdy/awkward protagonists have become bestsellers. Young adult author John Green’s books including Paper Towns, The Fault in Our Stars and Looking for Alaska all include having a main protagonist who isn’t very outgoing and believes in staying quiet.

Two young adult genre breakout hits of 2013 were Eleanor & Park and Fangirl. Both books (written by the same author: Rainbow Rowell) deal with introverted characters who surround themselves in their own world. This Song Will Save Your Life, a novel by Leila Sales, deals with a quiet teen girl who has trouble making friends. Notice a similar theme/trend with the other books mentioned?

Perhaps this is just a trend that in the coming years will start to slow down. It’s good that many young adult authors are helping teens embrace their quirky traits and awkwardness in a world of weight pressure, body image critics, and bullying. There is room for change however. Sometimes it needs to be known when to move on and describe other types of characters. Embrace the person who likes to speak up, make things, and/or is overly vain. It would be a welcomed change.

Are All Twenty-Something’s Lost?

Movies following the “typical” twenty-something as lost and searching for what to do are far from adequately representing what this age group is about.

ccccccreality bites

If I was anything like the typical twenty-something depicted in movies then I would walk around clueless about what to do and lacking direction.  That’s not the case. I’m not like that (for the most part). Career goals fill my future outlook. I dream of the different jobs I want to have and what I am doing to get there.

Actually, a lot of twenty-something’s are like that. At least for the ones I encounter in college. Big ambitions and realistic planning with their future lives fill their days.

This group of ambitious, go-getting, persistent people never seems to be portrayed in films dealing with a twenty-something. It’s similar to when Hollywood movies are made about teens. The twenty-something is put into a stereotype of how the rest of society thinks they act.

Movies dealing with the lost twenty-something and having a quarter-life crisis have grown in popularity. Lena Dunham’s  feature film Tiny Furniture was beloved by audiences and received the award for Best Narrative Feature at the South by Southwest Festival.  The film follows recent college graduate Aura (Dunham) who moves back home with a lack of direction. 2006’s Accepted shows a group of 18-year-olds as they create their own “college” after being rejected from others and not knowing what to do. Reality Bites depicts a lowly videographer as she lacks guidance and irresponsibly quits her job. Greenberg, Frances Ha and How to Be follow the same suit.

What’s the deal with all of this? Are all twenty-something’s taking longer to grow up? No. It’s quite different. Many of them have dreams (that are realistic), goals and plans for how to achieve them. There are many twenty-something’s that are stuck in a somewhat slow period. They work less than ideal jobs, low-paying jobs and/or still finding a job. It doesn’t mean there lost. Many of them are just stuck in the phase of getting experience to qualify them for jobs they really want.

The appeal to the lost and directionless crowd is understandable. Everyone has been there. It’s something that is a common experience. However it can be overdone.

The coming-of-age “finding yourself” films seem like they are going the way of the parody films. Everyone is tired of them and want to move on.

My first USA Today Article

This article is a little strayed from the usual film and television coverage on the blog. Nevertheless, I wanted to share it.

A little background: I’m part of the contributing writer program for USA Today College. The job is to write short articles (300-400 words) covering local interest college-related stories. After a few weeks of stalling and not knowing what to write about, I finally wrote up my first story. It was a piece talking about the a new course called Fundamentals of Digital Media that had been implemented at my college, Texas State University, for mass communication majors.

So I was browsing through my RSS newsfeed when I decided to check the USA Today College tab. I visited the main website and scrolled through the recently added stories. I was a little on nerves since I had submitted a story to USA Today college at the start of the week and had gotten no response back.

My eyes caught something as I scrolled through. There was my article on the recently published stories tab. Clicking on the article in excitement, I saw that it had been published on Thursday, February 27th. It had been published for three days and I hadn’t even noticed!

Although I was filled with excitement (I have an article in USA Today!) I didn’t know whether to tweet it out or not. It was Saturday night so surely not many people would see it. With hesitant fingers I clicked ‘tweet’ on my Twitter application and the article made it’s way to the big ol’ internet.

I didn’t expect much. I was hoping that at least one of my friends would favorite the tweet.

Low and behold, the tweet quickly gained traction and started being shared.

My brother shared it through his social media accounts and a few favorited the tweet.
My brother shared it through his social media accounts and a few retweeted the tweet.

My mental thoughts: “Okay this is good. My friends have a lot of followers so it may get a few views.

Then it stared to go even further…

My professors stared subtweeting and sharing the article.
My professors started subtweeting and sharing the article.

They have thousands of followers. My article was being shared (and had the potential to be read) by thousands of people. Once my college professors started tweeting out the link to the article things picked up speed. Their tweets got a lot of favorites and retweets. The article started being shared more and more from each of their tweets. By 11pm, five hours after my first tweet at 6pm, the article had been retweeted  and favorited over a dozen times.

Several of the lecturers and professors in the School of Mass Communication at Texas State loved the article (and some even pulled quotes from it!). I was beyond trilled and did a little victory dance. A piece I had written had gotten published on a national news website!

Despite this upcoming week being ridden with midterms, I can walk through those doors to the School of Mass Comm with a sense of accomplishment. It’s only one article, nevertheless I’m happy with the overwhelmingly positive response to it. The first of hopefully many USA Today articles! Go check the article out here

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50 Follows

On Monday (February 24th) I hit 50 followers for Reel Deal Film/TV. I’m super happy about it. I originally started this blog back in September 2013 as a class project for my Fundamentals of Digital and Online Media course. Since the ending of the #fdom class in December 2013, this blog has really grown into something of its own. I tweaked the topic, changed the layout and added some new things. I really like the progress I’m making with this as I near my college graduation later this year (December 2014).

I’m taking a web design class this semester with the same lecturer I had for Fundamentals of Digital and Online Media. The class exposes me to a lot of new skills to learn (HTML, CSS, Bootstrap, iMovie) so I’m excited to see how I can incorporate some of what I learn there into this site. Below is a before/after picture of my site redesign for colinashby.org

Site Redesign: Before/After (for Web Design & Publishing class)
Site Redesign: Before/After
(for Web Design & Publishing class)

#FDOM: Final Evaluation

This semester I spent blogging has been an overall positive experience. I was able to learn about different ways, both with different methods and media platforms, to tell a story. One of the major things I am proud of is that for the most part I was able to upkeep with one post a week. I made sure all of the posts had a good visual aid and a link to an article for further reading.

The thing that stuck with me the most during this blogging assignment was during Mass Communication Week at Texas State. The main speaker to start off the week was Evan Smith, CEO of the Texas Tribune. He said something that really stuck with me. He mentioned during his speaking event that despite common perceptions, now was actually the best time to go into journalism. New innovations are being done to effectively tell a story. His words hold true to what this fundamentals of online media class is all about: figuring out ways to effectively tell a story thorough the use of digital and online platforms.

Editing my Austin Film Society Internship Application Video

If you happened to read my about.me page (it’s a widget on the sidebar of this blog) you would read that I like to study the idiosyncrasies of things, the deep down meetings. So in order to fully realize how I have benefited from this blog, I would take down short notes and tidbits in class whenever my professor mentioned something important. Below is a list of the things I have learned in this digital media class from the notes I gathered and from this blogging assignment.

  • Visuals are important in a blog. Photos that could tell a story if they stood alone.
  • Blogging is a lot more enriching if you are 100% part of the process. Learn to code.
  • Don’t just put your own thoughts in a post, email people, get quotes.
  • Coding and graphic design are just as important as writing and communication skills. LEARN TO CODE.
  • Be genuine and leave comments on other blogs to get traffic to yours

All in all, my blogging experience has been positive. I learned a lot about building a solid base of content.  I know in the near future (January 2014) I will set up an entertainment blog (Movies, TV, Analyzing) to help become the career that I want which is to work at Entertainment Weekly magazine. Look out for me when I come to mass communication week 2015 as a speaker. Save the date! October 19, 2015.

[Update: 1/9/14: Found this cool article on The Daily Muse on how to upkeep and write good content for a blog]

TXST PRSSA (Public Relations Student Society)

When I first started at Texas State, I felt kind of lost in terms of what to do. I hadn’t really started on any classes in my major yet. So looking to get involved I joined a bunch of student organizations. I ended up not being able to do most of them (the dues were expensive) and so PRSSA was the one that stuck.

PRSSA stands for Public Relations Student Society of America. The chapter at Texas State is part of a national group that aims to advance the profession of public relations. The Texas State chapter at Texas State consists of a variety of officers: President, VP, Treasury, Special Events, Secretary, and Membership. I am the Director of Treasury for PRSSA at Texas State. I make sure people are pay their national and local dues.

A lot of the planning that goes into running our PRSSA chapter happens at the officer meetings every other Wednesday. The meetings are hectic but fun natured and usually consist of the officers trying to organize speakers for the upcoming meetings. The photo slideshow shows off a few of the happenings at a PRSSA officers meeting.

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